Independent guide to Florida K-12 scholarships · Not affiliated with any scholarship organization or the Florida Department of Education

Questions and answers

Florida K-12 scholarship provider FAQ: which programs can pay you

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Which Florida K-12 scholarship programs can pay each type of provider. Each answer names the programs and scholarship organizations it applies to and links to the statute, State Board item or SFO handbook it comes from. Questions are written the way providers search for them.

We are not your scholarship organization and can't see your account. For decisions about your provider approval or payments, contact your SFO: Step Up For Students, AAA Scholarship Foundation or Sunshine State Kids Foundation.

Can FTC or FES-EO students pay me for tutoring?

Provider types: tutor · Programs: FTC, FES-EO (compare PEP, FES-UA) · SFOs: Step Up For Students, AAA Scholarship Foundation

Yes, but only after tuition: part-time tutoring by a credentialed tutor is an authorized FTC and FES-EO use, and the SFO must first commit funds to the student's private-school tuition and fees.123 Families pay you from what is left that year or from rollover funds, so a student whose tuition uses the whole award may have nothing left.45 PEP and FES-UA pay for tutoring with no tuition-first rule.67 AAA Scholarship Foundation’s purchasing handbook also allows FTC/FES-EO purchases only after tuition and fees are committed.8

What's the difference between FTC and FES-EO for a provider?

Provider types: all · Programs: FTC, FES-EO, Hope · SFOs: Step Up For Students, AAA Scholarship Foundation

For spending, little: SUFS applies the same rules to both in one Private School Purchasing Guide, and both require full-time enrollment at an eligible private school with tuition committed first.52 EDR forecasts FTC private-school scholarships falling from 7,637 in 2025-26 to 1,013 in 2026-27, so most private-school scholarship students are FES-EO.9 At AAA Scholarship Foundation, students eligible for both are awarded FTC first until FTC funding is exhausted.10 Hope referrals enter through these same two programs.11

Can FTC or FES-EO students use me as a full-time tutor instead of private school?

Provider types: full-time tutor · Programs: FTC, FES-EO (compare FES-UA, PEP) · SFOs: Step Up For Students, AAA Scholarship Foundation

No. FTC and FES-EO students must attend an eligible private school full time, so full-time private tutoring is open only to FES-UA and PEP students.125 A funded FTC or FES-EO student who is not re-enrolled in an eligible school within 30 days has the account closed.13 PEP is closed to new 2026-27 students at SUFS and AAA Scholarship Foundation.1415

Can FTC, FES-EO or PEP students pay for speech, OT or ABA therapy?

Provider types: therapist · Programs: FTC, FES-EO, PEP (compare FES-UA) · SFOs: Step Up For Students, AAA Scholarship Foundation

No. Specialized Services (ABA, speech, OT, PT, listening and spoken language, counseling, vision therapy) are FES-UA only.163 AAA Scholarship Foundation’s purchasing handbook says the same: therapies are not an FTC, FES-EO or PEP use.8 A private school can still include ESE or therapy services in its fees as "other fees as unique to the needs of the student."17

Which therapies can FES-UA pay for?

Provider types: therapist · Programs: FES-UA · SFOs: Step Up For Students

ABA, speech-language, occupational and physical therapy, listening and spoken language services, psychotherapy or counseling, and vision therapy from credentialed providers, plus music, art and equine therapy.181920 Online delivery is eligible, and so is delivery from outside Florida if you are credentialed; FCSUA also accepts out-of-state psychologists credentialed through PSYPACT.1821 Massage, chiropractic and acupuncture are not covered.18 A Florida hospital may also provide specialized services.22

Can PEP students pay me and is PEP open for 2026-27?

Provider types: tutor, HEIP, enrichment, hybrid school, other · Programs: PEP · SFOs: Step Up For Students, AAA Scholarship Foundation, Sunshine State Kids Foundation

PEP is closed to new 2026-27 students at SUFS and AAA Scholarship Foundation, except foster-care and military applicants, who remain subject to capacity, and SSK does not offer PEP.14152324 Funded PEP students can pay for part-time and full-time tutoring, HEIPs, part-time and hybrid private schools, electives, PE and testing, with no tuition-first rule.616 PEP cannot pay for specialized therapies, and at AAA Scholarship Foundation PEP purchases are reimbursement only.315 The statutory PEP enrollment cap repeals July 1, 2027.25

Can I still serve New Worlds scholarship account (NWSA) students?

Provider types: reading or math tutor, after-school or summer program · Programs: NWSA · SFOs: Step Up For Students

Yes, but only from leftover balances: NWSA "will not receive any further funding from the State of Florida," and accounts close after one fiscal year of inactivity.2627 NWSA purchases must be direct pay through EMA, because NWSA families cannot be reimbursed.26 Eligible services are part-time tutoring and summer or after-school programs focused on reading, literacy or math, and NWSA tutors need a reading- or math-relevant credential.162829

Does the transportation stipend pay providers?

Provider types: transportation, all · Programs: Transportation stipend · SFOs: Step Up For Students

No. There is no provider category for the transportation stipend in SUFS's Service Categories Chart or provider handbooks.16 The stipend is a one-time $750 check per eligible household, paid to the guardian, with no itemized reporting.30

Does the Hope Scholarship pay providers?

Provider types: private school, all · Programs: Hope (via FTC, FES-EO) · SFOs: Step Up For Students

Not as a separate program. Since July 1, 2024, Hope is a referral: after a reported incident, the district tells parents they may apply for FES or FTC to attend an eligible private school.313211 SUFS lists Hope recipients as FTC/FES-EO-eligible, so they pay schools and providers under FTC/FES-EO rules.33

Can I list recorded or self-paced online courses in Find Providers?

Provider types: online provider, curriculum vendor · Programs: FES-UA, FTC, FES-EO, PEP · SFOs: Step Up For Students

No. Find Providers is for live services; recorded or self-paced courses may qualify as curriculum on MyScholarShop or by family reimbursement.3435 SUFS's guide says a "stand-alone online class does not permit live, interactive instruction," and live online instruction goes through an approved online provider or the tutoring credential rules.35

Can my summer camp or after-school program be paid with scholarships?

Provider types: camp, after-school program · Programs: FES-UA, NWSA, FTC, FES-EO, PEP · SFOs: Step Up For Students

For FES-UA, a summer or after-school program must be "specialized" for students with special or unique needs; for NWSA, it must improve reading, literacy or math.3637 FES-UA overnight or day educational camps need pre-authorization, published fees and proof of attendance.38 For FTC, FES-EO and PEP, only the instructional portion with credentialed instructors counts, and overnight camps are excluded.39 Sports camps can be submitted under Sports Lessons with no credentials.40

Can a pre-apprenticeship program accept scholarships?

Provider types: pre-apprenticeship program · Programs: FES-UA, FTC, FES-EO, PEP · SFOs: Step Up For Students

Yes, if it is an FDOE-registered pre-apprenticeship program under s. 446.021(5), for students 16 and older.41 SUFS's chart, guide and Appendix B list FES-UA, FTC, FES-EO and PEP; one handbook passage mentions only FES-UA, and the drafts follow the chart.164243 Appendix B lists pre-apprenticeship as reimbursement only while the guide gives a Business-account setup, so confirm the payment method with SUFS.4241 Registered apprenticeships (as opposed to pre-apprenticeships) have no SUFS category.16

Can my VPK or preschool be paid with FES-UA?

Provider types: VPK, school readiness, private preschool · Programs: FES-UA · SFOs: Step Up For Students

Yes. Providers approved under s. 1002.55 (VPK) or s. 1002.88 (school readiness) can be paid under the VPK/School Readiness category, which is FES-UA only, with a published tuition and fee schedule.4416 VPK and school-readiness services "may not be billed under an Eligible Private School," but since 2025-26 a private school's own pre-K can be paid from FES-UA through EMA enrollment.4445

Can a college be paid for dual enrollment with scholarship funds?

Provider types: college, university, technical center · Programs: FES-UA, FTC, FES-EO, PEP · SFOs: Step Up For Students

Yes. Florida College System and state university institutions, district technical and adult centers, FRAG-eligible independent colleges and licensed accredited independent institutions can be paid under Eligible Post-Secondary Institution, with a tuition and fee schedule.46 FES-UA, FTC, FES-EO and PEP can pay, with FTC and FES-EO paying only from leftover funds.1647

More provider questions

See also: all Florida K-12 scholarship programs, award amounts and deadlines.

Sources

  1. Florida Statutes (2026), s. 1002.395(6)(d)4 (authorized uses, including 4.g part-time tutoring and choice navigator credentials) · subsection (6)(d) · verified on
  2. Florida Statutes (2026), s. 1002.395(6)(w) (commit funds for tuition and fees first); see also s. 1002.394(11)(a)11 · subsection (6)(w) · verified on
  3. SUFS 2026-27 Private School Purchasing Guide · "Appendix D · Authorized Uses of Scholarship Funds Chart" · verified on
  4. SUFS 2026-27 Private School Family Handbook (web; last modified 2026-09-16) · "How to Spend Your Scholarship Funds › Eligible Expenses" · verified on
  5. SUFS 2026-27 Private School Purchasing Guide · "Authorized Expense Categories" (full-time enrollment; "Once tuition and fees are paid…") · verified on
  6. SUFS 2026-27 PEP Purchasing Guide · "Tuition & Fees" (part-time, hybrid, HEIP, postsecondary, full-time private tutoring, online) and "Part-Time Tutoring & Choice Navigator Services" · verified on
  7. UCF FCSUA FES-UA Purchasing Guidelines 2026-27 · pp. 17–18 (Private Tutoring Program; Part-Time Tutoring / Choice Navigator) · verified on
  8. AAA Scholarship Foundation FTC/PEP/FES-EO Purchasing Handbook 2026-2027 (rev. 2026-10-16) · pp. 3–7, 12–17 · verified on
  9. EDR, EEC PreK-12 Supplemental Conference Materials — Scholarship Summary (Aug 11, 2026 vs Mar 5, 2026) · p.1 · verified on
  10. Florida Parents – FTC & FES-EO Scholarships — AAA Scholarship Foundation · "2026-27 School Year" block, "Transferring from SUFS?", payment schedule, award values · verified on
  11. Florida Statutes (2026), s. 1002.40 (Hope Scholarship Program), subsection (4) · subsection (4) · verified on
  12. SUFS, 2026-2027 Non-School Provider Handbook · "Tutoring › Full-Time Private Tutoring / Part-Time Tutoring" · verified on
  13. SUFS, 2026-27 Private School Family Handbook · "Funding Revocation" · verified on
  14. SUFS PEP page (Discover; modified 2026-07-29) · hero banner; "Are We Eligible?" · verified on
  15. Florida – Personalized Education Program (PEP) — AAA Scholarship Foundation · SUFS transfer message; FAQs; "2026-27 … (Closed)"; summary of process · verified on
  16. SUFS, "Eligible Services Per Scholarship Type" (Service Categories Chart) · p. 1 table (read with `pdftotext -table`) · verified on
  17. SUFS, 2026-2027 Private School Provider Handbook · "Setting Up An Account In EMA"; "Adding Tuition & Fees In EMA" (eligible and prohibited fees) · verified on
  18. SUFS External Guide, "Specialized Services" · pp. 1–2 · verified on
  19. SUFS External Guide, "Music & Art Therapy" · p. 1 · verified on
  20. SUFS External Guide, "Horse Therapy" · pp. 1–2 · verified on
  21. FCSUA, FES-UA Purchasing Guidelines 2026-2027 · "Specialized Services", p. 12 · verified on
  22. s. 1002.394, F.S. (2026) · (4)(b)1.–15., (15) · verified on
  23. SUFS FAQ "Deadline Exempt Scholarships" · full entry · verified on
  24. Frequently Asked Questions — Sunshine State Kids Foundation · "Our Scholarships", "Using Your Scholarship Funds", "Rules & Requirements" · verified on
  25. s. 1002.395, F.S. (2026) · (6)(d)1.–4. · verified on
  26. SUFS, 2026-2027 Non-School Provider Handbook · "Scholarship Eligibility Requirements › New Worlds Scholarship Accounts"; "Reimbursement Documentation" · verified on
  27. Florida Statutes (2026) s. 1002.411 New Worlds Scholarship Accounts · (2)(a)1–5, (5)(f) (direct purchases; qualifying expenditures; 1 fiscal year inactivity closure) · verified on
  28. SUFS External Guide, "Part-Time Tutoring" · pp. 1–2 · verified on
  29. Florida Statutes (2026), s. 1002.411 (New Worlds Scholarship Accounts), subsection (2)(a) · subsection (2) · verified on
  30. SUFS 2026-27 Transportation Stipend Family Handbook (web; last modified 2026-07-23) · "Stipend Overview"; "How To Get Your Scholarship Funds"; "Multiple Scholarships"; "Authorized Uses" · verified on
  31. s. 1002.40, F.S. (2026), The Hope Scholarship Program · (1)–(5) · verified on
  32. Ch. 2024-163, Laws of Fla. (CS/CS/HB 1403) · title; ss. 3–6, 12 · verified on
  33. SUFS, 2026-2027 Private School Provider Handbook (last modified 2026-09-16) · "Scholarship Eligibility Requirements" · verified on
  34. SUFS, "Becoming a Step Up For Students Provider — Frequently Asked Questions" (2026) · Q1–Q11 and "A few reminders" · verified on
  35. SUFS 2026-27 Private School Purchasing Guide · "Curriculum & Curriculum Materials"; "Stand-Alone Online Class" · verified on
  36. SUFS External Guide, "Specialized Summer Education Program" · p. 1 · verified on
  37. SUFS External Guide, "Specialized After School Education Program" · p. 1 · verified on
  38. UCF FCSUA FES-UA Purchasing Guidelines 2026-27 · p. 22 (Specialized summer and after-school programs; "age 14 and up") · verified on
  39. SUFS 2026-27 Private School Family Handbook · "Documenting Eligible Uses of Scholarship Funds" (P.E.; electives; summer programs & day camps; tutoring) · verified on
  40. SUFS, 2026-2027 Program Handbooks and Purchasing Guides Summary of Changes (last modified 2026-09-17) · "All Family Handbooks"; "FES-UA Family Handbook"; "Private School and PEP Purchasing Guide" · verified on
  41. SUFS External Guide, "Pre-Apprenticeship Program" · p. 1 · verified on
  42. SUFS, 2026-2027 Non-School Provider Handbook (last modified 2026-07-23) · "Appendix B—Authorized Uses of Funds Chart" · verified on
  43. SUFS, 2026-2027 Non-School Provider Handbook · "Pre-Apprenticeship Program" · verified on
  44. SUFS External Guide, "Approved VPK Program Provider or Approved School Readiness Provider" · pp. 1–2 · verified on
  45. SUFS, 2026-27 FES-UA Family Handbook (last modified 2026-09-16) · "Making Successful Purchases"; "Full-Time Private School"; "Part-Time Private School"; "Full-Time or Part-Time Pre-Kindergarten" · verified on
  46. SUFS External Guide, "Eligible Postsecondary Institution and Its Tuition & Fees" · pp. 1–2 · verified on
  47. SUFS 2026-27 Private School Purchasing Guide · "Tuition & Fees At An Eligible Postsecondary Institution"; dual enrollment; pre-apprenticeship; online/virtual provider; FLVS · verified on