Independent guide to Florida K-12 scholarships · Not affiliated with any scholarship organization or the Florida Department of Education

Questions and answers

Florida K-12 scholarship provider FAQ: getting paid

Verified 33 sourcesIndependent · not affiliated

How and when providers are paid by Florida K-12 scholarship organizations. Each answer names the programs and scholarship organizations it applies to and links to the statute, State Board item or SFO handbook it comes from. Questions are written the way providers search for them.

We are not your scholarship organization and can't see your account. For decisions about your provider approval or payments, contact your SFO: Step Up For Students, AAA Scholarship Foundation or Sunshine State Kids Foundation.

How do I get paid by Step Up For Students?

Provider types: all non-school providers · Programs: FES-UA, FTC, FES-EO, PEP, NWSA · SFOs: Step Up For Students

The family reserves funds for your service in Find Providers, you deliver the service, and then you go to Billing → Service Orders, enter the service dates and submit the invoice under Service Invoicing; you can invoice only after the family reserves funds.12 Payment goes by ACH to your Business account's bank.34 For reserved Marketplace orders, SUFS says the provider can submit invoices "without further guardian approval" (stated for part-time private school tuition).5 You track invoices in Reporting.1

How long does EMA take to pay providers?

Provider types: all non-school providers · Programs: FES-UA, FTC, FES-EO, PEP, NWSA · SFOs: Step Up For Students

A payment deadline for non-school providers is not published as of Oct 19, 2026.6 SUFS self-reports that in 2025-26, "99.7% of 839,048 payments to product vendors and service providers" were paid within 2.1 days, down from 2.9 the year before (press release, Feb 20, 2026).6 An invoice in "Creating Invoice" status "usually resolves in a few business days."7 Private-school tuition runs on a separate statutory clock (see V098).8

What do the EMA invoice statuses mean?

Provider types: all non-school providers · Programs: FES-UA, FTC, FES-EO, PEP, NWSA · SFOs: Step Up For Students

Pending means the family has reserved funds; In Process means you have submitted the invoice; Approved means payment is pending; Paid is the final status.7 Deleted means the invoice was removed before payment, and Creating Invoice is a temporary status that "usually resolves in a few business days."7

Can I invoice a Step Up family before I deliver the service?

Provider types: all non-school providers · Programs: FES-UA, FTC, FES-EO, PEP, NWSA · SFOs: Step Up For Students

No. "Parents and guardians cannot request direct payment to a provider until after the service has been rendered," and you invoice only after delivery.910 If a family wants to pay ahead, the route is the family paying you and claiming an advance reimbursement (see V065).11

How long does bank and W-9 validation take in EMA?

Provider types: all non-school providers, private school · Programs: all Step Up For Students ESA programs · SFOs: Step Up For Students

IRS and bank validation of your Direct Pay details "may take up to 24 hours," after which a green banner confirms it.4 If the company name doesn't match your IRS EIN Verification Letter exactly, including DBA and c/o lines, correct that first.4

How do I release a reservation a family no longer needs?

Provider types: all non-school providers · Programs: FES-UA, FTC, FES-EO, PEP, NWSA · SFOs: Step Up For Students

A provider can remove an unfilled reservation with the "red X," which releases the family's reserved funds.12 Whether a family can cancel a reservation itself is not published as of Oct 19, 2026.12 A family switching providers reserves funds with the new provider.12

I’m not in EMA can Step Up families still pay me?

Provider types: tutor, therapist, enrichment, other · Programs: FES-UA, FTC, FES-EO, PEP (not NWSA) · SFOs: Step Up For Students

Yes, by reimbursement: the family pays you and submits a claim with your credentials attached, and SUFS notes that EMA approval "will allow for faster processing."9 Most claims are processed within 60 days.13 Cash paid to unaffiliated private sellers, explicitly including "private tutors, private therapists," is denied, and cash paid to a provider business needs a signed letter on its letterhead.1415 NWSA families cannot be reimbursed at all, so they can pay only direct-pay providers in EMA.16

What does my receipt need to show for a family's scholarship reimbursement?

Provider types: tutor, choice navigator, instructor · Programs: FES-UA, FTC, FES-EO, PEP · SFOs: Step Up For Students

For tutoring or choice navigator services: business letterhead, the student's name as on the scholarship, the tutor's or navigator's name, your company, service type, service period, hourly rate, total and method of payment.17 SUFS also needs proof of payment with the full date, and the provider name must match the credentials.1518 Credentials must be documented in English.19

Can I refund a scholarship family directly?

Provider types: all, including private schools · Programs: FES-UA, FTC, FES-EO, PEP, NWSA · SFOs: Step Up For Students

No. Refunds go back to SUFS for the student's account, and families may not receive any payment, refund or rebate from a provider.20 A parent accepting a payment, refund or rebate from a provider is grounds for closing the scholarship account.2122 Private-school tuition refunds after a withdrawal follow the same rule.23

Can a parent be paid to tutor or teach their own child with scholarship funds?

Provider types: parent-run business, co-op · Programs: all · SFOs: Step Up For Students, Sunshine State Kids Foundation

No. Parents "are prohibited from being paid from scholarship funds for services provided to their own scholarship student."20 Sunshine State Kids' purchasing handbook also bars immediate relatives and household members as providers.24

What can get my provider status suspended or my payments stopped?

Provider types: all non-school providers · Programs: all · SFOs: Step Up For Students

SUFS "reserves the right to suspend or revoke a provider's status, and the release of any payments will cease in any case of misuse, misrepresentation, or fraudulent activity."25 Asking for or using a family's EMA credentials can cost you participation, and failing to follow SUFS policies under a participation agreement "may result in a loss of payment or loss of eligibility."262728 At the state level, FDOE may suspend or revoke an approved provider's participation, recover funds, and investigate written complaints against providers.29 Providers also "may not limit, restrict, or attempt to control a parent or guardian's use of student funds."30

How do I dispute a payment or appeal a Step Up decision as a provider?

Provider types: all non-school providers · Programs: all · SFOs: Step Up For Students

A provider dispute or appeal process is not published as of Oct 19, 2026; the documented appeal is the family's one-time APPEAL button on a denied reimbursement in EMA.2531 Provider questions go to 877-735-7837 or provider@sufs.org.3 By statute, SFOs must collect parent, school and provider input before making substantial changes to their reimbursement processes.3233

More provider questions

See also: all Florida K-12 scholarship programs, award amounts and deadlines.

Sources

  1. SUFS Help Center FAQ · "How does a provider send the guardian an invoice for services?" · verified on
  2. SUFS Help Center FAQ · "How do I find a provider for the items or services my student needs?" · verified on
  3. SUFS, "Becoming a Step Up For Students Provider — Frequently Asked Questions" (2026) · Q1–Q11 and "A few reminders" · verified on
  4. SUFS, "Direct Pay Set Up Guide — Step-By-Step Instructions for Schools & Business Providers" (2025-26 training folder) · Steps 1–3 · verified on
  5. SUFS, 2026-27 FES-UA Family Handbook (last modified 2026-09-16) · "Making Successful Purchases"; "Full-Time Private School"; "Part-Time Private School"; "Full-Time or Part-Time Pre-Kindergarten" · verified on
  6. SUFS press release, "Step Up For Students Renewed as Florida's Top SFO" (2026-02-20) · bullet list of 2025-26 metrics · verified on
  7. SUFS Help Center FAQ · "What are the invoicing statuses for a provider's services…?" · verified on
  8. Florida Statutes (2026), s. 1002.395(11)(c)-(d) (payment within 7 business days; at least quarterly) · subsection (11) · verified on
  9. SUFS, 2026-2027 Non-School Provider Handbook · "Payment Options › Direct Payment For Services" · verified on
  10. SUFS 2026-27 Private School Family Handbook · "How To Use Direct Billing" · verified on
  11. SUFS, 2026-2027 Non-School Provider Handbook · "Reimbursement Requests › Advance Reimbursement" · verified on
  12. SUFS Help Center, "How does a provider send the guardian an invoice for services?" · answer text · verified on
  13. SUFS Help Center FAQ · "Have questions about reimbursement request timelines?" · verified on
  14. SUFS Help Center FAQ · "What type of documentation is needed to submit my proof of payment?" · verified on
  15. SUFS 2026-27 Private School Family Handbook · "Submitting Reimbursement Supporting Documentation › Proof of Payment"; "Cash, Checks, & Private Sellers"; "Credit Card Points, Gift Cards" · verified on
  16. SUFS, 2026-2027 Non-School Provider Handbook · "Scholarship Eligibility Requirements › New Worlds Scholarship Accounts"; "Reimbursement Documentation" · verified on
  17. SUFS, 2026-27 Private School Family Handbook · "Part-Time Tutoring Services or Choice Navigator Services" · verified on
  18. SUFS 2026-27 Private School Family Handbook · "Documenting Eligible Uses of Scholarship Funds" (P.E.; electives; summer programs & day camps; tutoring) · verified on
  19. SUFS, 2026-27 Private School Family Handbook · "Documentation of Credentials" · verified on
  20. SUFS, 2026-2027 Non-School Provider Handbook · "Authorized Uses of Scholarship Program Funds"; "Specialized Services…"; "Specialized Summer & After-School Education Programs" · verified on
  21. Florida Statutes (2026), s. 1002.395(11)(h) (account closure: fraud, including accepting provider refunds or rebates; inactivity; 30 days unenrolled) · subsection (11)(h) · verified on
  22. s. 1002.394, F.S. (2026) · (5)(a)–(d) · verified on
  23. SUFS, 2026-27 Private School Family Handbook · "Tuition & Fees At An Eligible Private School" (reimbursement notes on tuition-management systems and refunds) · verified on
  24. SSK Florida Scholarship Purchasing Handbook 2026-2027 (effective July 1, 2026) · §§1.4, 3, 4.1–4.6, 5.1–5.3 · verified on
  25. SUFS, 2026-2027 Non-School Provider Handbook · "Compliance › Providers" (including the MLM rule); the absence of screening and insurance requirements was checked across the full handbook · verified on
  26. SUFS, 2026-2027 Non-School Provider Handbook · "Data Confidentiality"; "Data Security" · verified on
  27. SUFS, "Full-Time Private Tutoring Provider Participation Agreement" · full form · verified on
  28. SUFS, "Home Education Instructional Program Provider Participation Agreement" · full form · verified on
  29. Florida Statutes (2026), s. 1002.394(8) (Department of Education obligations), including (8)(a)8, (a)10, (a)11 and (b)1 · subsection (8) · verified on
  30. SUFS, 2026-2027 Non-School Provider Handbook · "Provider Rights & Responsibilities" · verified on
  31. SUFS 2026-27 FES-UA Family Handbook · "How To Appeal a Denied Reimbursement" (red APPEAL button) · verified on
  32. s. 1002.394, F.S. (2026) · (11)(a)–(d) · verified on
  33. s. 1002.395, F.S. (2026) · (6)(a)–(c), (f)–(k), (m)–(p), (r)–(y) · verified on