Independent guide to Florida K-12 scholarships · Not affiliated with any scholarship organization or the Florida Department of Education

Questions and answers

Florida K-12 scholarship provider FAQ: working with each SFO

Verified 19 sourcesIndependent · not affiliated

Working with more than one scholarship funding organization as a provider. Each answer names the programs and scholarship organizations it applies to and links to the statute, State Board item or SFO handbook it comes from. Questions are written the way providers search for them.

We are not your scholarship organization and can't see your account. For decisions about your provider approval or payments, contact your SFO: Step Up For Students, AAA Scholarship Foundation or Sunshine State Kids Foundation.

Can I accept AAA Scholarship Foundation and Step Up?

Provider types: all · Programs: FTC, FES-EO, FES-UA, PEP · SFOs: Step Up For Students, AAA Scholarship Foundation, Sunshine State Kids Foundation

A rule limiting a provider to one SFO is not published as of Oct 19, 2026; what differs is how each SFO pays you: SUFS through EMA, AAA Scholarship Foundation through its SMP platform, and Sunshine State Kids through Odyssey.123 The one-SFO limit applies to families, who can be with only one SFO at a time.4 At AAA Scholarship Foundation there is no provider registration: FES-UA families request direct vendor payments to you, and PEP/FTC families pay you and seek reimbursement.567

If I’m approved by Step Up am I approved by AAA Scholarship Foundation?

Provider types: all · Programs: FTC, FES-EO, FES-UA, PEP · SFOs: Step Up For Students, AAA Scholarship Foundation, Sunshine State Kids Foundation

No SFO document says provider approval transfers; each SFO runs its own platform with its own W-9, banking and credential review.89 The only shared approval layer is FDOE status, such as private-school eligibility or VIP approval, after which each SFO invites or onboards separately.10118 The statute gives each SFO its own obligations and does not require reciprocity.12

How do AAA Scholarship Foundation families pay me?

Provider types: tutor, therapist, enrichment, other · Programs: FES-UA, FTC, FES-EO, PEP · SFOs: AAA Scholarship Foundation

For FES-UA, the parent asks AAA Scholarship Foundation for a direct vendor payment in the SMP, or on AAA Scholarship Foundation’s hard-copy Direct Payment form with your bank details, using your invoice, and AAA Scholarship Foundation pays you by ACH.269 For PEP and FTC, "parents must pay … themselves and then submit a reimbursement request."7 AAA Scholarship Foundation has no marketplace like MyScholarShop yet and calls direct purchasing "a future goal."5 AAA Scholarship Foundation’s pre-authorization "does not confirm a provider's eligibility."5

How fast does AAA Scholarship Foundation pay providers?

Provider types: tutor, therapist, other · Programs: FES-UA, PEP, FTC · SFOs: AAA Scholarship Foundation

AAA Scholarship Foundation’s FES-UA handbook says "payment requests that have been submitted and approved by Tuesday of each week will receive payment by Friday of that same week."13 In its State Board filing, AAA Scholarship Foundation says FES-UA reimbursements and direct payments are made no later than 60 days from receipt of the required documentation.14 For PEP and FTC, the family is reimbursed rather than you being paid directly, and AAA Scholarship Foundation’s reimbursement turnaround is not published as of Oct 19, 2026.7

Are tutor credential rules the same at AAA Scholarship Foundation and Sunshine State Kids?

Provider types: tutor, enrichment, therapist · Programs: FTC, FES-EO, FES-UA, PEP · SFOs: AAA Scholarship Foundation, Sunshine State Kids Foundation

Each SFO applies its own purchasing handbook: AAA Scholarship Foundation’s 2026-27 handbook asks part-time tutors for a Florida certificate, a bachelor's in the subject or similar, and elective instructors for a Florida certificate or 3 years' experience.5 SSK's 2026-27 handbook says academic tutoring under $50 an hour needs no credential, while tutoring at $50 an hour or more needs a Florida certificate, a relevant bachelor's, 3 years' experience, enrollment in a related program or a certification; SSK also requires therapy invoices to show the license number.15 The statute's part-time tutoring credential list (see V018) applies to every program regardless of SFO.1617

Which scholarship organizations operate in Florida and what platform does each use?

Provider types: all · Programs: FTC, FES-EO, FES-UA, PEP, NWSA, Transportation · SFOs: Step Up For Students, AAA Scholarship Foundation, Sunshine State Kids Foundation

For 2026-27, FDOE lists three SFOs: Step Up For Students (EMA), AAA Scholarship Foundation (SMP) and Sunshine State Kids (Odyssey); UF Lastinger is approved only for the New Worlds Reading Initiative's free books.1823 SUFS runs FTC, FES-EO, FES-UA, PEP, NWSA (closed to new students) and the transportation stipend; AAA Scholarship Foundation runs FTC, FES-EO, FES-UA and PEP; SSK runs FES-EO and FES-UA, and its FTC offering is unclear.

My family switched from Step Up to AAA Scholarship Foundation how do they pay me now?

Provider types: all · Programs: FTC, FES-EO, FES-UA, PEP · SFOs: Step Up For Students, AAA Scholarship Foundation

A family can be with only one SFO at a time, so after a switch they pay you through the new SFO's process.4 FES-UA balances transfer with the student during the year, while FTC and PEP funds do not transfer; unused balances stay spendable under the original program's rules.147194 SUFS notes that transfers can take weeks.4

More provider questions

See also: all Florida K-12 scholarship programs, award amounts and deadlines.

Sources

  1. SUFS, "Becoming a Step Up For Students Provider — Frequently Asked Questions" (2026) · Q1–Q11 and "A few reminders" · verified on
  2. Scholarship Management Platform (SMP) – FAQ — AAA Scholarship Foundation · all Q&As · verified on
  3. Sunshine State Kids Foundation homepage · "Which Scholarship Is Right…", "How It Works" · verified on
  4. SUFS 2026-27 Private School Family Handbook · "Funding Transfers Between Scholarship Funding Organizations" · verified on
  5. AAA Scholarship Foundation FTC/PEP/FES-EO Purchasing Handbook 2026-2027 (rev. 2026-10-16) · pp. 3–7, 12–17 · verified on
  6. FES-UA Direct Payment to Service Provider/Vendor Form (rev. 08/25/2022) · p.1 · verified on
  7. Florida – Personalized Education Program (PEP) — AAA Scholarship Foundation · SUFS transfer message; FAQs; "2026-27 … (Closed)"; summary of process · verified on
  8. AAA Scholarship Foundation, "Florida" (Schools) · SMP onboarding note; "Proof of Enrollment Required"; "School Commitment Form ('SCF')"; payment calendars; message to schools about SUFS families · verified on
  9. AAA Scholarship Foundation, "Florida FES-UA Parent / School Handbook" (rev. 2025-03-03) · "Scholarship Distributions to Approved Service Providers"; "Scholarship Distributions to Private Schools", pp. 9–10 · verified on
  10. SUFS, "Open Your Doors to New Opportunities… Scholarships for Private School" · "How does my school become a partner?"; "How is the program administered?"; "What can the scholarships be used for?" · verified on
  11. SUFS External Guide, "Virtual Instruction Program and Approved Online Course Providers" · p. 1 · verified on
  12. Florida Statutes (2026), s. 1002.395(6)(d)4 (authorized uses, including 4.g part-time tutoring and choice navigator credentials) · subsection (6)(d) · verified on
  13. AAA Scholarship Foundation FES-UA Parent/School Handbook (rev. 03/03/2025) · pp. 9–12 · verified on
  14. AAA Scholarship Foundation – FL, LLC Annual SFO Renewal Application (FY ending 6/30/2027) (SBE supporting document) · Att. D (payment timing), E (county application counts), G (transfer documentation), H (no fees; deadlines), L (2024-25 funds), audited FS notes 12–13 · verified on
  15. SSK Florida Scholarship Purchasing Handbook 2026-2027 (effective July 1, 2026) · §§1.4, 3, 4.1–4.6, 5.1–5.3 · verified on
  16. s. 1002.395, F.S. (2026) · (6)(d)1.–4. · verified on
  17. s. 1002.394, F.S. (2026) · (4)(a)1.–7. · verified on
  18. Scholarship Funding Organizations 2026-2027 · full page (read in browser; snapshot data/sources/other-sfos/page-snapshots/fdoe_sfo_list_2026-27.txt) · verified on
  19. FAQ for PEP Survey — Step Up For Students · all Q&As; footer; translation notice · verified on