Independent guide to Florida K-12 scholarships · Not affiliated with any scholarship organization or the Florida Department of Education

Questions and answers

Florida K-12 scholarship FAQ: using EMA, SMP and Odyssey

Verified 47 sourcesIndependent · not affiliated

How families use the scholarship platforms: EMA, MyScholarShop, SMP and Odyssey. Each answer names the programs and scholarship organizations it applies to and links to the statute, State Board item or SFO handbook it comes from. Questions are written the way families search for them.

We are not your scholarship organization and can't see your account. For decisions about your child’s scholarship, contact your SFO: Step Up For Students, AAA Scholarship Foundation or Sunshine State Kids Foundation.

How do I apply for the Step Up scholarship?

Programs: FTC, FES-EO, FES-UA · SFOs: Step Up For Students, AAA Scholarship Foundation, Sunshine State Kids Foundation

Pick one SFO and apply on its platform: Step Up For Students uses EMA (Education Market Assistant), AAA Scholarship Foundation uses its SMP (new families start at app.aaascholarships.org/submit-application), and Sunshine State Kids uses Odyssey.123 Apply with only one SFO per student; applying with several at once means no funding at all.4 SUFS publishes a 2026-27 application checklist (also in Spanish) and Spanish how-to videos.567 SSK's application and login are in English only.8

What documents do I need to apply for the scholarship?

Programs: FTC, FES-EO, FES-UA · SFOs: Step Up For Students, AAA Scholarship Foundation

SUFS's 2026-27 checklist covers proof of age (for new kindergartners and FES-UA ages 3–5) and Social Security numbers, which FES-EO and FES-UA require.59 FES-UA also needs IEP or diagnosis documentation, and income documents are needed only if you want income priority.1011 At AAA Scholarship Foundation, renewing private-school applicants submit proof of enrollment on school letterhead with the school name, student's full name, grade and enrollment date.12

How do I pay my child's private school with Step Up?

Programs: FTC, FES-EO, FES-UA · SFOs: Step Up For Students

In EMA: accept the scholarship, give the school your child's Scholarship ID (My Students tab), let the school enroll your child at the agreed tuition, then confirm the enrollment.1314 Each quarter the school approves the invoice within 30 days, then you approve it within 30 days; SUFS pays within 7 business days of both approvals, and the money can take up to 5 more business days to arrive.1516 FES-UA families may instead pay the school themselves and request reimbursement.17

How do I pay a private school through AAA Scholarship Foundation? What is the scf?

Programs: FTC, FES-EO, FES-UA · SFOs: AAA Scholarship Foundation

In AAA Scholarship Foundation’s SMP you complete a School Commitment Form (SCF): you click "Find School" and accept tuition, the school confirms and enters adjustments, you give final acceptance, and AAA Scholarship Foundation reviews.2 Four times a year the school completes a Verification Report (VR) and then you approve payment; only Parent/Guardian A can approve, and power of attorney is not permitted.212 AAA Scholarship Foundation then pays the school by ACH on fixed dates.18

How do I pay a tutor or therapist directly through EMA?

Programs: FTC, FES-EO, FES-UA, PEP · SFOs: Step Up For Students

In EMA go to Marketplace → Find Providers, select your student, choose the service and quantity, Add to Cart, then Reserve Funds and tick "Yes" to share your contact information with the provider.1920 Your balance must cover the reservation.20 Schedule directly with the provider (EMA is not a scheduler); the provider can invoice only after the service is delivered.2122

How do I get reimbursed in EMA?

Programs: FTC, FES-EO, FES-UA, PEP · SFOs: Step Up For Students

First set up a payment method: profile icon → Edit Profile → Payment Method → Manage, choose ACH, check or PayPal, and allow up to 12 hours.23 Then Reimbursements → NEW → choose the student → upload the itemized receipt (PNG, JPG or PDF) → confirm items and amounts → add proof of payment → Submit for Approval.2324 Review takes up to 60 days after documents are complete, and approved claims are paid within 7 days.2515

How do I get reimbursed in AAA Scholarship Foundation’s SMP?

Programs: PEP, FTC, FES-EO, FES-UA · SFOs: AAA Scholarship Foundation

On your student's dashboard, click "Click Here to Create New Reimbursement Request" and upload an itemized, paid receipt; FES-UA families use the same button for direct vendor payments.262 For FES-UA, requests approved by Tuesday are generally paid by Friday that week.27 AAA Scholarship Foundation’s PEP/FTC reimbursement turnaround is not published as of Oct 19, 2026; pre-authorize uncertain items by emailing PEP@aaascholarships.org.2829

How do I use MyScholarShop and when can I start ordering?

Programs: FTC, FES-EO, FES-UA, PEP, NWSA · SFOs: Step Up For Students

MyScholarShop opens after your account is funded: "within a few days" per the handbook, about 7 business days per the Help Center.3031 The whole order must fit your available balance, items that need pre-authorization need the approval number at checkout, and orders "remain subject to review" for up to 2 weeks.32 Orders ship only to the Florida mailing address in your guardian profile.32

How do I return something I bought in MyScholarShop?

Programs: FTC, FES-EO, FES-UA, PEP · SFOs: Step Up For Students

Returns go through the vendor (not SUFS and not a store), and the credit can take "a few weeks."3233 Fully cancelled orders close weekly; partially cancelled ones close and refund within about 90 days.33

How do I request a pre-authorization in EMA?

Programs: FTC, FES-EO, FES-UA, PEP, NWSA · SFOs: Step Up For Students

Once the account is funded, submit the request in EMA with item details, approximate cost and supporting documents, and keep your EMA payment method current.34 If approved, buy within the school year exactly what was approved, then submit it for reimbursement or use the approval number in MyScholarShop.34 Don't request pre-authorization for items the guide already approves; SUFS has said such requests are denied.35

Where do I find my child's scholarship ID?

Programs: FTC, FES-EO, FES-UA · SFOs: Step Up For Students

In EMA, on the My Students tab.14 SUFS also has a Spanish video on finding the student's Award ID in EMA.36

How do I check my scholarship balance?

Programs: FTC, FES-EO, FES-UA, PEP · SFOs: Step Up For Students

The balance is on the online statement in EMA; check it before buying, because reimbursements can't exceed the available balance.3230 "Current funds available" is what has been deposited; the "scholarship amount" is an estimate.37

How do I appeal a denied reimbursement?

Programs: FTC, FES-EO, FES-UA, PEP · SFOs: Step Up For Students, AAA Scholarship Foundation

At SUFS you get one appeal in EMA: Reimbursements tab → open the denied request → red APPEAL button at the bottom → edit the request and add documents.3839 Appeals sent by email, phone or chat are not reviewed, and denied pre-authorizations can't be appealed.3834 At AAA Scholarship Foundation, PEP/FTC appeals go by email to PEP@aaascholarships.org, with a decision "generally within 10 business days."29

Can my child's school or tutor log into EMA for me?

Programs: FTC, FES-EO, FES-UA, PEP · SFOs: Step Up For Students

No. Sharing EMA logins with a school or provider is prohibited and can cost the scholarship, and providers may not ask for your username or password.4041 Schools also can't create or manage family accounts.42 SUFS says it will never ask for a password, SSN or banking details by email, phone or text.41

How do I reset the 2 step verification (mfa) on my EMA account?

Programs: all Step Up For Students programs · SFOs: Step Up For Students

SUFS has a Help Center article titled "How do I reset my Multi-Factor Authentication (MFA) for my EMA account?"43 If that doesn't solve it, call the Customer Engagement Center at (877) 735-7837, Monday–Friday 8 a.m.–5 p.m. ET, or use live chat.44

What is Odyssey and how does Sunshine State Kids pay schools?

Programs: FES-EO, FES-UA · SFOs: Sunshine State Kids Foundation

Odyssey is SSK's platform for applications, decisions, fund management and receipts, and the application and login are English-only.38 SSK says it pays the private school directly for FES-EO, while FES-UA funds go into a digital wallet in Odyssey.3 SSK's application to FDOE describes direct ACH payments from the wallet to approved providers and a marketplace; we have not observed these live.45

What do the invoice statuses in EMA mean (pending, in process, approved)?

Programs: FTC, FES-EO, FES-UA, PEP · SFOs: Step Up For Students

Pending means funds are reserved, In Process means the provider has invoiced, then Approved (payment pending) and Paid.4647 Deleted means it was removed before payment, and "Creating Invoice" is a temporary status that usually resolves in a few business days.47

More family questions

See also: all Florida K-12 scholarship programs, award amounts and deadlines.

Sources

  1. SUFS 2026-27 PEP Purchasing Guide (web; last modified 2026-10-07) · "How to Spend Your Scholarship Funds › EMA Marketplace" · verified on
  2. 3 Easy Steps for using AAA Scholarship Foundation Scholarships at Private Schools (blog, Aug 27, 2024) · Steps 1–3 · verified on
  3. Sunshine State Kids Foundation homepage · "Which Scholarship Is Right…", "How It Works" · verified on
  4. 2026-27 Private School Family Handbook · §Funding Transfers Between Scholarship Funding Organizations · verified on
  5. 2026-27 Renewal/New Student Application Checklist · pp.1–2 · verified on
  6. SUFS — 2026-27 Lista de Verificación para Solicitud (PDF, Spanish) · verified on
  7. SUFS YouTube channel (@stepup4students), Spanish video titles via YouTube oEmbed, e.g., "Cómo Solicitar la Beca Escuela Privada (FTC, FES-EO) (2026–2027)" · titles · verified on
  8. Sunshine State Kids Foundation (Español) · header and welcome · verified on
  9. 2026-27 FES-UA Family Handbook · §Applying for a Scholarship › Timeline; Proof of Age; How to Accept › Timeline; Application Type Definitions; Funding Prioritization · verified on
  10. 2026-27 FES-UA Family Handbook · §Eligibility Requirements for the FES-UA Scholarship; §Providing Required Information › Qualifying Diagnosis or IEP Documentation; Appendix A · verified on
  11. 2026-27 Private School Family Handbook · §Funding Prioritization (incl. FPL chart); Household Members; Proof of Income; No Priority · verified on
  12. Florida Schools — AAA Scholarship Foundation · SUFS message; Proof of Enrollment; SCF/VR; payment schedules · verified on
  13. SUFS 2026-27 Private School Family Handbook · "How to Accept the Scholarship"; "Full-Time Private School Enrollment Requirements" · verified on
  14. SUFS, 2026-27 Private School Family Handbook (last modified 2026-09-16) · "Full-Time Private School Enrollment Requirements"; "Transferring Among Participating Private Schools"; "Leaving The Scholarship Program" · verified on
  15. SUFS 2026-27 Scholarship Schedule — Private School, Unique Abilities, PEP (PDF, 7 pp.) · sections "Funding Distribution," "Student Account Balance," "Spending and Payment Deadlines," "Switching Programs," "EMA Enrollment" · verified on
  16. Florida Statutes (2026) s. 1002.394 · (12)(a)2–4 (30-day verification; quarterly release dates; 7 business days; $24,000) and (12)(b)11 ($50,000) · verified on
  17. SUFS 2026-27 FES-UA Family Handbook (web; last modified 2026-09-16) · "Receiving Your Scholarship Funds" (direct billing or out-of-pocket) · verified on
  18. Florida Parents – FTC & FES-EO Scholarships — AAA Scholarship Foundation · "2026-27 School Year" block, "Transferring from SUFS?", payment schedule, award values · verified on
  19. SUFS Help Center, "How do I find a provider for the items or services my student needs?" · answer text · verified on
  20. SUFS 2026-27 FES-UA Family Handbook · "How to Use Direct Billing" (full-time: tuition applied first; part-time: Find Providers → Reserve Funds) · verified on
  21. SUFS, "Set Up a Provider Account in EMA" flowchart · p. 1 · verified on
  22. SUFS 2026-27 Private School Family Handbook · "How To Use Direct Billing" · verified on
  23. SUFS, How to Request Reimbursement in EMA (PDF, 8 pp., undated) · steps 1–22 · verified on
  24. SUFS 2026-27 Private School Family Handbook · "Submitting Reimbursement Supporting Documentation › Proof of Payment"; "Cash, Checks, & Private Sellers"; "Credit Card Points, Gift Cards" · verified on
  25. SUFS 2026-27 Private School Family Handbook · "Reimbursement Statuses" · verified on
  26. Scholarship Management Platform (SMP) – FAQ — AAA Scholarship Foundation · all Q&As · verified on
  27. AAA Scholarship Foundation FES-UA Parent/School Handbook (rev. 03/03/2025) · pp. 9–12 · verified on
  28. Florida – Personalized Education Program (PEP) — AAA Scholarship Foundation · SUFS transfer message; FAQs; "2026-27 … (Closed)"; summary of process · verified on
  29. AAA Scholarship Foundation FTC/PEP/FES-EO Purchasing Handbook 2026-2027 (rev. 2026-10-16) · pp. 3–7, 12–17 · verified on
  30. SUFS 2026-27 Private School Family Handbook · "Making Successful Purchases"; "What is the EMA Marketplace?" · verified on
  31. SUFS Help Center, "My new student doesn't have access to MyScholarShop…" · answer text (≈7 business days) · verified on
  32. SUFS 2026-27 Private School Family Handbook · "MyScholarShop Guidelines"; "MyScholarShop Returns"; "Shipping Guidelines" · verified on
  33. SUFS Help Center, "My order on MyScholarShop was cancelled/rejected by the supplier…" · answer text (weekly; ≤90 days) · verified on
  34. SUFS 2026-27 Private School Family Handbook · "Pre-Authorization Requests" · verified on
  35. SUFS December 2023 PEP Open House presentation (PDF) · as summarized in search results; not downloaded · verified on
  36. SUFS YouTube — Cómo encontrar tu ID de Beca del Estudiante (Award ID) en EMA · verified on
  37. SUFS 2026-27 FES-UA Family Handbook · "Former Gardiner & McKay Scholarship Recipients" (scholarship amount vs. current funds available) · verified on
  38. SUFS 2026-27 FES-UA Family Handbook · "How To Appeal a Denied Reimbursement" (red APPEAL button) · verified on
  39. SUFS 2026-27 PEP Family Handbook · "How To Appeal a Denied Reimbursement" · verified on
  40. SUFS 2026-27 Private School Family Handbook · "Data Confidentiality"; "Actions That May Lead To Loss of The Scholarship" · verified on
  41. SUFS, 2026-2027 Non-School Provider Handbook · "Data Confidentiality"; "Data Security" · verified on
  42. SUFS, 2026-2027 Private School Provider Handbook · "How Students Apply" · verified on
  43. SUFS Help Center, "How do I reset my Multi-Factor Authentication (MFA) for my EMA account?" · answer text · verified on
  44. SUFS 2026-27 Private School Family Handbook · "Welcome" (Customer Engagement Center); "Maintaining Up-To-Date Contact Information" · verified on
  45. Florida SFO Application 2026-2027, Sunshine State Kids Foundation, Inc. (SBE supporting document) · §§1–2, 5.E (Fees), 6.A–F (Funding, Direct Pay, Reimbursement) · verified on
  46. SUFS Help Center, "What are the invoicing statuses for a provider's services that I see in EMA and what do they mean?" · answer text · verified on
  47. SUFS Help Center FAQ · "What are the invoicing statuses for a provider's services…?" · verified on